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Chapter 7 bankruptcy, is what most people think of when they think about bankruptcy: You wipe away your unsecured debt like credit cards, medical bills, personal loans, and some taxes. For any secured debt (house, cars, ATVs, etc.), you can continue to pay those loans and keep the property, or you can surrender the property and wipe away that debt. Chapter 7 will protect you from repossessions, lawsuits, wage garnishment, and other collection tactics creditors use. There are certain debts, such as child support, alimony, student loans, and some taxes, that cannot be discharged in a Chapter 7 bankruptcy. At Grady BK, PLLC, we recognize that you feel anxious about the bankruptcy process—you are not alone. I’m committed to providing you with compassionate and effective legal guidance at every step of the process to help you move towards a brighter future.
